Group Health Trust
Public Risk Management of Florida Health Trust (PRM) is a purchasing cooperative of governmental agencies founded in 1989, formed under FL statute 112.08. Members band together to obtain the most competitive contracts for the provision Employee Benefit insurances. The PRM Health Trust is the vehicle through which the Employee Benefit insurances are offered.
PRM Health Trust is a member-run organization, providing members voting rights to important organizational decisions. The advantage of the pooling structure is to provide economies of scale, collaboration, and most importantly – stability.
Levy County BOCC
City of Zephyrhills
City of Umatilla
City of Labelle
City of Largo
City of Okeechobee
Transparency in Coverage
The Transparency in Coverage final rules require non-grandfathered group health plans and health insurance issuers offering non-grandfathered coverage in the group and individual markets to disclose on a public website information regarding:
- In-network negotiated rates for covered items and services
- Out-of-network allowed amounts and billed charges for covered items and services
As of July 1, 2022, these machine-readable files (MRFs) must be made “publicly available and accessible to any person free of charge and without conditions, such as establishment of a user account, password, or other credentials, or submission of personally identifiable information (PII) to access the file” and must be updated on a monthly basis. The website where these MRFs are housed is: